Place the oil in a large pan and heat over a medium heat. Add garlic and onion and sauté until softened for a couple of minutes.
Add curry powder and stir through the onions. Add the potatoes and carrots (and any other veggies) and stir together.
Add the tinned tomatoes then refill can with the same amount of water. Add remaining ingredients apart from the rice, yoghurt and chutney. Stir well.
Place lid on pan and bring to the boil. Reduce heat and simmer gently for 20 minutes to allow the flavours to combine and the vegetables to cook. Add a little more water if required.
Meanwhile, cook the rice according to the cooking times on the packet, in lightly salted water. Drain when cooked.